Is Payhaps Shariah compliant?

Yes. Payhaps is Shariah-certified by CSAA, dated 30 December 2025. The structure avoids maisir, since there is no stake or wager; gharar, since the sale completes and the product is delivered regardless; and riba, since there is no interest or lending. The reward is a promotional benefit funded by Payhaps.

Key facts

  • Payhaps is certified by CSAA.
  • The certificate is dated 30 December 2025.
  • There is no stake or entry fee.
  • A genuine purchase is completed and the product is delivered.
  • There is no interest or credit.
  • The reward is funded by Payhaps.