Does the merchant pay for the reward?

No. Payhaps covers the full cost of every reward. On a selected order the merchant's settlement is never touched, and the reward is funded by Payhaps. The merchant carries no reward cost on any order and no reimbursement risk.

Key facts

  • Payhaps funds 100 percent of rewards.
  • The merchant's settlement is unchanged.
  • The merchant has no reward cost on any order.
  • Rewards are backed by a dedicated reserve held by Payhaps.